Many of Securitize Markets’ offerings are considered high-risk investments and some are not registered with financial authorities. This means that many countries require individuals or business entities to meet certain financial criteria before being allowed to participate in these investments.
Securitize relies on the criteria determined by your country of residence to determine if you are eligible to participate in these investments.
For US investors
In the U.S., “Accredited Investor” is used by the Securities and Exchange Commission (SEC) to refer to financially sophisticated investors who are allowed to trade securities that may be exempt from registration with financial authorities. They are entitled to these investments by satisfying at least one requirement regarding their income, net worth, asset size, governance status, or professional experience.
To qualify as an Accredited Investor, the United States government requires that investors:
- Have an annual income of $200,000 ($300,000 if filing joint) for the last two years with an expectation that their income level will continue
- Or a net worth of $1,000,000 (individually or jointly with a spouse)
- Or a good standing in at least one of the following professional certifications: General Securities Representative license (Series 7), Private Securities Offerings Representative license (Series 82), or Investment Adviser Representative license (Series 65).
These are the most common situations. For the full list, please consult How do I know if I am an Accredited Investor?
For Non-US investors
An investor's country of residence will determine the criteria for eligibility to participate in these investments. Accredited Investors must meet the required thresholds as mandated by the laws of their country of residence since these vary significantly country-to-country depending on laws and regulations.
In some countries, self-certification of requirements is sufficient to be granted access to these investments. In others, investors will need to provide evidence demonstrating that they meet the required income and/or asset threshold either by obtaining verification from a lawyer or accountant or providing back-up materials to evidence income or net worth.